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New Solutions for Instant Payment Problems in Indonesia

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BibTeX

@article{IJASEIT2221,
   author = {Bambang Robi'in and Leonardus Ari Wardana and - Suyoto},
   title = {New Solutions for Instant Payment Problems in Indonesia},
   journal = {International Journal on Advanced Science, Engineering and Information Technology},
   volume = {7},
   number = {4},
   year = {2017},
   pages = {1191--1197},
   keywords = {e-commerce; instant payment; internet banking; e-payment scheme.},
   abstract = {Instant payment is a growing payment method in e-commerce in Indonesia. These service providers are generally national banks. Technically instant payment services is web services or APIs provided by the Bank to access e-commerce applications belong to a merchant or marketplace when the buyer wants to make a payment. A problem sometimes arises when the payment transaction is done at the payment gateway but did not succeed in the transaction status update section e-commerce applications. One of the causes of this failure is the internet connection is not stable. This condition causes the customer to the bank acount balance is reduced but the purchase transaction in the status of unpaid. Methods of research conducted through three stages of data collection and analysis, schematic design solutions, and evaluation.In the interview we found that 4 out of 10 people we interviewed using the instant payment has experienced such failures, to improve the condition necessary a mechanisms troublesome and takes a long time. This papper propose a payment scheme with an additional mechanism to resolve the issue. The results showed that the scheme proposed in this study has a good performance in overcoming the problem of instant payment.},
   issn = {2088-5334},
   publisher = {INSIGHT - Indonesian Society for Knowledge and Human Development},
   url = {http://ijaseit.insightsociety.org/index.php?option=com_content&view=article&id=9&Itemid=1&article_id=2221},
   doi = {10.18517/ijaseit.7.4.2221}
}

EndNote

%A Robi'in, Bambang
%A Wardana, Leonardus Ari
%A Suyoto, -
%D 2017
%T New Solutions for Instant Payment Problems in Indonesia
%B 2017
%9 e-commerce; instant payment; internet banking; e-payment scheme.
%! New Solutions for Instant Payment Problems in Indonesia
%K e-commerce; instant payment; internet banking; e-payment scheme.
%X Instant payment is a growing payment method in e-commerce in Indonesia. These service providers are generally national banks. Technically instant payment services is web services or APIs provided by the Bank to access e-commerce applications belong to a merchant or marketplace when the buyer wants to make a payment. A problem sometimes arises when the payment transaction is done at the payment gateway but did not succeed in the transaction status update section e-commerce applications. One of the causes of this failure is the internet connection is not stable. This condition causes the customer to the bank acount balance is reduced but the purchase transaction in the status of unpaid. Methods of research conducted through three stages of data collection and analysis, schematic design solutions, and evaluation.In the interview we found that 4 out of 10 people we interviewed using the instant payment has experienced such failures, to improve the condition necessary a mechanisms troublesome and takes a long time. This papper propose a payment scheme with an additional mechanism to resolve the issue. The results showed that the scheme proposed in this study has a good performance in overcoming the problem of instant payment.
%U http://ijaseit.insightsociety.org/index.php?option=com_content&view=article&id=9&Itemid=1&article_id=2221
%R doi:10.18517/ijaseit.7.4.2221
%J International Journal on Advanced Science, Engineering and Information Technology
%V 7
%N 4
%@ 2088-5334

IEEE

Bambang Robi'in,Leonardus Ari Wardana and - Suyoto,"New Solutions for Instant Payment Problems in Indonesia," International Journal on Advanced Science, Engineering and Information Technology, vol. 7, no. 4, pp. 1191-1197, 2017. [Online]. Available: http://dx.doi.org/10.18517/ijaseit.7.4.2221.

RefMan/ProCite (RIS)

TY  - JOUR
AU  - Robi'in, Bambang
AU  - Wardana, Leonardus Ari
AU  - Suyoto, -
PY  - 2017
TI  - New Solutions for Instant Payment Problems in Indonesia
JF  - International Journal on Advanced Science, Engineering and Information Technology; Vol. 7 (2017) No. 4
Y2  - 2017
SP  - 1191
EP  - 1197
SN  - 2088-5334
PB  - INSIGHT - Indonesian Society for Knowledge and Human Development
KW  - e-commerce; instant payment; internet banking; e-payment scheme.
N2  - Instant payment is a growing payment method in e-commerce in Indonesia. These service providers are generally national banks. Technically instant payment services is web services or APIs provided by the Bank to access e-commerce applications belong to a merchant or marketplace when the buyer wants to make a payment. A problem sometimes arises when the payment transaction is done at the payment gateway but did not succeed in the transaction status update section e-commerce applications. One of the causes of this failure is the internet connection is not stable. This condition causes the customer to the bank acount balance is reduced but the purchase transaction in the status of unpaid. Methods of research conducted through three stages of data collection and analysis, schematic design solutions, and evaluation.In the interview we found that 4 out of 10 people we interviewed using the instant payment has experienced such failures, to improve the condition necessary a mechanisms troublesome and takes a long time. This papper propose a payment scheme with an additional mechanism to resolve the issue. The results showed that the scheme proposed in this study has a good performance in overcoming the problem of instant payment.
UR  - http://ijaseit.insightsociety.org/index.php?option=com_content&view=article&id=9&Itemid=1&article_id=2221
DO  - 10.18517/ijaseit.7.4.2221

RefWorks

RT Journal Article
ID 2221
A1 Robi'in, Bambang
A1 Wardana, Leonardus Ari
A1 Suyoto, -
T1 New Solutions for Instant Payment Problems in Indonesia
JF International Journal on Advanced Science, Engineering and Information Technology
VO 7
IS 4
YR 2017
SP 1191
OP 1197
SN 2088-5334
PB INSIGHT - Indonesian Society for Knowledge and Human Development
K1 e-commerce; instant payment; internet banking; e-payment scheme.
AB Instant payment is a growing payment method in e-commerce in Indonesia. These service providers are generally national banks. Technically instant payment services is web services or APIs provided by the Bank to access e-commerce applications belong to a merchant or marketplace when the buyer wants to make a payment. A problem sometimes arises when the payment transaction is done at the payment gateway but did not succeed in the transaction status update section e-commerce applications. One of the causes of this failure is the internet connection is not stable. This condition causes the customer to the bank acount balance is reduced but the purchase transaction in the status of unpaid. Methods of research conducted through three stages of data collection and analysis, schematic design solutions, and evaluation.In the interview we found that 4 out of 10 people we interviewed using the instant payment has experienced such failures, to improve the condition necessary a mechanisms troublesome and takes a long time. This papper propose a payment scheme with an additional mechanism to resolve the issue. The results showed that the scheme proposed in this study has a good performance in overcoming the problem of instant payment.
LK http://ijaseit.insightsociety.org/index.php?option=com_content&view=article&id=9&Itemid=1&article_id=2221
DO  - 10.18517/ijaseit.7.4.2221